Products
Target Segment
Prayaan Capital’s target segment would be MSMEs (both women and men) in Manufacturing, Trading and Services sector with small to medium sized stores, traders, small manufacturing units etc. The focus would be in Micro and Small Segments which is the missing middle segment not serviced by microfinance companies (small ticket size) or by Banks (need documents and higher ticket size). This segment is currently serviced by very few financial institutions and many of them have not taken loan from these.
Loans without Collateral:
These Loans help for your immediate Business needs without burdening you with pledging any collateral security but with hypothecation over current assets and supportedby your creditworthiness. This is a short-term product tailor made with a combination of the right amount and right interest rates for your business growth.
Secured Loans:
This is a long-term Loan offering secured by Mortgage of commercial & residential property or non-agricultural vacant plot. It gives you maximum value for your money with easy repayment schedules and interest rates. These loans are best to help you grow your business volumes in the long-run and offer a very affordable option for your entrepreneurial needs. A combination of the value of collateral and our credit tools is used to decide the ideal loan amount for your business.